Connects your accounts
Link checking, savings and credit cards through Plaid. You sign in on your bank’s own page; MyTrack never sees your password.
Private beta
MyTrack connects to your bank and card accounts and turns every transaction into one clear, accurate picture of what you earn, what you spend, and what you keep.
Access is by invitation during the beta. You’ll need an access code to create an account.
What it is
Most budgeting apps estimate. MyTrack reconciles. It reads your real transactions, keeps the ones that are genuinely income or spending, and leaves out everything that would count the same money twice, so the totals you see line up with your own records.
What it does
Link checking, savings and credit cards through Plaid. You sign in on your bank’s own page; MyTrack never sees your password.
Transfers between your own accounts, credit card payments and temporary card holds are recognized and kept out of your totals.
Teach it once and it remembers: by merchant, by exact amount, or as a one-off that applies to a single transaction.
See what you actually earned and spent each month, separate from money that was only moved around.
Import older transactions from your bank’s CSV export. Anything already in MyTrack is skipped automatically.
Every category and name edit is logged, so any change can be traced and undone.
Purpose
MyTrack started as a replacement for a hand-kept budgeting spreadsheet. A spreadsheet is accurate because you check every line yourself, which is also why it’s exhausting. MyTrack does that checking for you, and holds itself to the same standard.
Mission
Vision
Private beta
Secure accounts keep each person's budgeting data separate. Bank connections use Plaid Sandbox, so no real financial institution or real transaction data is used.
Welcome back
Access your private budgeting dashboard.
Loading MyTrack…
Friday, July 31
These deposits don't match a known job yet, so they're left out of your income and totals. Confirm who they're from.
Once a bank is linked, your income, spending and balances appear here automatically. Nothing is shown until then.
Income minus spending
Across your connected accounts
Money in
Money out
This month's income plus last month's leftover
Cash flow
Spending
Activity
Connected
Monthly plan
You have $0.00 left across your spending categories.
Keep account transactions up to date.
Receive a monthly spending recap.
Every category belongs to one of these groups. New transactions are categorized automatically from bank data; correcting one teaches MyTrack that merchant for next time.
Plaid Sandbox
Plaid Link will open in a secure overlay. Sandbox accepts test credentials only and cannot connect a real bank.
user_transactions_dynamic
Password: pass_good (any nonblank password also works)
MyTrack never receives or stores a bank password. The server receives a Plaid access token after Link succeeds.
Rename
From your bank as: —
Import
Download a transaction file from your bank and add it here. Useful for history older than your bank will share automatically.